Waleed Al Harbi

Waleed Al Harbi

Executive Business Leader · Enterprise Transformation · Digital Strategy · AI-Enabled Enterprise Platforms
Riyadh · Saudi Arabia
Open to opportunities
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Years of enterprise leadership
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Enterprise platforms architected
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Performance gains via digital transformation & automation
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Strategic partnerships
01Executive Profile

An executive leader with over a decade in enterprise transformation, operating model design and digital business building. Has led organizations across logistics, insurance, financial services and automotive, and applied artificial intelligence to how they operate and govern their decisions.

Brings a rare combination of executive leadership, commercial strategy, operational excellence, business architecture, and enterprise platform design — helping organizations turn complex operations into scalable, digitally governed business environments.

Experienced in building digital ventures from concept through commercialization: defining business models, redesigning operating frameworks, leading enterprise platform strategy, establishing strategic partnerships, integrating regulated services, and enabling sustainable growth. Recognized for bridging executive strategy with practical execution through intelligent automation, operational governance, and AI-enabled business capabilities that sharpen organizational performance and executive decision-making.

02Executive Impact
01

Led enterprise transformation initiatives spanning operations, technology, and business strategy.

02

Designed enterprise operating platforms supporting logistics, insurance, transportation, financial operations, and AI-enabled business execution.

03

Built commercially scalable digital businesses by aligning business models, operating frameworks, enterprise technology, and strategic partnerships.

04

Established business and technology strategies supporting long-term organizational growth and operational excellence.

05

Designed integrated operating environments connecting operational execution, financial controls, governance, compliance, and executive reporting.

06

Applied artificial intelligence to enterprise operations through intelligent workflow orchestration, operational analysis, decision support, and governed AI execution.

07

Built partnership ecosystems across government entities, insurers, financial institutions, and enterprise technology providers.

03Experience
CARVOCARVO
JAN 2026 — PRESENT
Chief Executive Officer
CARVO · Riyadh
  • Lead the company’s overall strategy, operating model, commercial development, and business growth, overseeing the design and execution of enterprise operating platforms for logistics and operational services.
  • Transitioned from Chief Technology Officer to Chief Executive Officer to lead both business and operational strategy.
  • Defined the operating model, organizational workflows, governance framework, KPI structure, and commercial direction.
  • Led the architecture of an enterprise operating platform for operational case management, service execution, resource assignment, project monitoring, and executive reporting.
  • Established scalable operational foundations capable of supporting multi-party logistics and field operations, and directed product, technology, partnership, and market-readiness strategy.
CARZCARZ
JUL 2022 — FEB 2026
Chief Executive Officer
CARZ Ltd. · Riyadh
  • Led the business strategy, partnership ecosystem, and commercial growth supporting the launch and market expansion of a Saudi digital automotive marketplace.
  • Built strategic partnership ecosystems involving government entities, insurers, financial technology providers, and automotive organizations.
  • Defined the commercial strategy, revenue model, partnership framework, and market expansion roadmap.
  • Led commercial negotiations, opportunity qualification, and executive stakeholder engagement.
  • Directed marketplace operating model design, verification services, financial integrations, and enterprise workflows.
Sky InnovationSky Innovation
JAN 2019 — JUN 2022
Chief Executive Officer
Sky Innovation · Riyadh
  • Designed digital operating models across logistics, insurance, enterprise services, and digital marketplaces.
  • Defined platform architecture, operational workflows, integration strategies, and commercialization approaches.
  • Led enterprise system-design initiatives integrating business operations, financial services, and government platforms.
  • Established KPI-driven operating environments supporting executive visibility and operational governance.
MedgulfMedgulf
FEB 2017 — JAN 2019
Total Loss Manager
MEDGULF Insurance · Riyadh
  • Led an operational recovery initiative that eliminated a backlog exceeding 3,000 total-loss cases within one year.
  • Established KPI frameworks and executive reporting that improved operational visibility and reduced decision-making delays.
  • Reengineered operational workflows to improve throughput, governance, accountability, and case completion.
  • Coordinated cross-functional operations across claims, towing, storage, auctions, ownership transfer, and regulatory compliance.
Al RajhiAl Rajhi
MAR 2012 — JAN 2014
Total Loss Operations Supervisor
Al Rajhi · Riyadh
  • Helped redesign operational workflows through enterprise system automation.
  • Defined business requirements supporting workflow digitization and operational integration.
  • Improved execution speed and operational visibility through process redesign.
04Core Expertise
Logistics
Insurance
Financial Services
Automotive
Artificial Intelligence
Business LeadershipCorporate StrategyBusiness TransformationOrganizational DevelopmentOperating Model DesignExecutive Decision-MakingStakeholder ManagementCross-Functional Leadership
Enterprise TransformationBusiness Process ReengineeringOperational ExcellenceDigital TransformationOrganizational ChangePerformance ImprovementGovernance Frameworks
Enterprise Operating PlatformsSaaS PlatformsMarketplace PlatformsEnterprise ArchitectureWorkflow AutomationAPI IntegrationGovernment IntegrationCRM Ecosystems
Enterprise AI StrategyAgentic AIIntelligent AutomationAI-Powered OperationsMulti-Agent SystemsWorkflow OrchestrationDecision Support
Business DevelopmentGo-To-Market StrategyStrategic PartnershipsRevenue ModelsMarket ExpansionCommercial NegotiationB2B & B2G Engagement
Operational StrategyKPI FrameworksExecutive DashboardsAsset ManagementContract ManagementProject OperationsPerformance Analytics
05Enterprise Solutions Portfolio
01

NX-LAM

Logistics Asset & Operations Platform

An enterprise operating platform that helps logistics organizations manage operational assets, fleets, contracts, leasing, projects, assignments, and executive performance within a unified digital operating environment.

02

NX-iWork

AI Business Operations Platform

An AI-native enterprise platform enabling organizations to deploy specialized AI agents for business execution, intelligent coordination, workflow orchestration, decision support, and governed enterprise operations.

03

IBP Insure

Insurance Brokerage Platform

An integrated operating platform for Saudi insurance brokerages — covering brokerage operations, customer management, financial controls, insurer connectivity, regulatory workflows, and ZATCA-compliant financial operations.

04

NQLAH

Digital Freight Exchange Platform

A digital freight exchange connecting licensed logistics providers with businesses that need transportation, through structured operational workflows, commercial transactions, and intelligent assignment capabilities.

06Strategic Partnerships

Experience working on or supporting strategic initiatives involving organizations such as:

ELMGovernment technology
Lean TechnologiesOpen banking
TawuniyaInsurance
BcareInsurance services
AbsherGovernment platform
NafathNational digital identity
07Education & Credentials

Education

MBA — In Progress
UK
Bachelor of Electrical Engineering
USA

Certifications

IFCE — Insurance Foundation Certificate Examination
KPIs Planning & Performance
TOEFL

Languages

Arabic — NativeEnglish — Fluent
08Contact